Editorial standards

Every fact on this site is checked against a primary source before it is written, or else the page says it could not be: a statute, a regulator, a court record, a filing or the firm's own page. Statements about named firms are dated and attributed, never ranked. No individual is named as an author or a reviewer.

Key takeaways

• Primary sources first. A fact is written only after it has been read on the source itself: a statute, a regulator's page, a court opinion, a company filing or the firm's own published terms. The page records the month it was read. Where a primary page cannot be read, because it blocks automated access or is no longer published, the page says so and attributes the statement to the secondary source that carries it, as on bitcoin mortgages and the tax guide's Australian section.
• Named firms are described, never ranked. A statement about a lender or a desk reports what that firm publishes, with a date. There are no ratings, no rankings and no “best lender” lists anywhere on the site.
• Unverified is unpublished. The research files behind these pages carry fifty separate entries on a do-not-publish list: claims that circulate about this market but could not be supported from a primary source on 19 September 2026.
• Every page carries a review date. The intended cadence is a re-check of named-firm statements and published ranges at least twice a year, and again as soon as a firm changes a term described here.
• No invented people, entity or track record. Bylines read “By Crypto Loans HQ”, and there is no deal count, volume, client name or testimonial anywhere on the site.

What counts as a source

The rule is simple to state and slow to follow: a claim is written only after the source itself has been read, not a summary or a search result quoting it. Sources rank by closeness: a lender's own terms beat a comparison site's account, and a court's opinion beats a news report of the ruling.

How a named lender or desk is described

A firm is named here only as a dated, sourced statement of what it publishes. The form is always the same: this firm states that its loans do such and such, on the page linked, read in September 2026. Nothing more is claimed or implied.

Three limits follow. No firm is ranked, rated, scored or recommended. Naming a firm implies no relationship: no panel, no partnership, no endorsement in either direction. And a firm's own marketing superlatives are never repeated, even with attribution, because attributing a claim does not make it true.

Where a firm's own pages contradict each other, the page says so or drops the point. Figure's crypto-backed loans FAQ, read in September 2026, carried two different sets of margin-call thresholds and cure windows on one page, with a term and a custodian that did not agree; only the current visible table was cited, and the rest left out rather than reconciled by guesswork.

Every page that names a firm links how we are paid, so a reader sees the compensation model in the same breath as the firm's name. Payment does not decide who is named or how, and no firm sees a page about itself before publication.

What happens when a fact cannot be verified

Most of the work on a page like this is deciding what not to write. Several lenders' and desks' pages refuse an automated reader, and several regulators' documents could not be parsed. In each case the claim sits unpublished until a person has opened the live page in a browser.

The same rule catches the confident-sounding claims that circulate in this market. A bank's plan to accept crypto as loan collateral was reported by a news agency and never announced by the bank, so it appears here as a report, attributed to the reporter, or not at all. A lender's optional product that removes price-triggered margin calls is described in the firm's own words, with its caveat that a missed payment can still lead to a sale.

Where two sources conflict and neither is primary, nothing is published; where a figure appears only in a search snippet, it is held; where a claim is a firm's own account of its safety or size, it is left out. That is how fifty claims ended up on a do-not-publish list rather than in a page.

Dates, and how often a page is re-checked

Every page shows two dates in its byline, and the same two in its structured data: when it was published, and when it was last reviewed.

Statements about named firms and published ranges carry the month they were read, because they go out of date without notice. The intended cadence is a re-check at least twice a year, and again as soon as a firm changes a term described here. A re-check updates the last-reviewed date whether or not anything changed, so the date means what it says.

Where a page states a range lenders publish, the qualifier travels with it: ranges lenders published as of September 2026; terms depend on the lender, the collateral and the borrower, and are set only by the lender. A range without that line is not published.

What is never published

Some of these would earn traffic. They are still out.

• Ratings, rankings and scores. No stars, no league tables, no “best lender” lists, no structured data that carries a rating. This is an introduction service, not a comparison site.
• Rates as an offer. No rate card, no headline rate, no teaser. Interest is set by the lender, for the borrower and the collateral in front of it.
• Invented people. No names, biographies, photographs, credentials or head shots, and no person named as the author of a page. A name is published only when it can be corroborated from a source outside this site.
• An invented entity. No company name, company number, registered office, street address or telephone number stands in for a real one. The footer of every page says the operator is not named rather than filling the gap.
• A track record. No deal counts, volumes placed, assets under management, client names, testimonials, case studies, client logos, years in business or awards.
• Tax framed as a strategy. Tax pages describe what tax authorities have published, including where they have published nothing. Borrowing is never presented as a way to reduce a tax bill.
• Anything that reads as unverified access. Every placement involves identity verification and anti-money-laundering checks by the lender or desk, and no page suggests otherwise, in any wording.

How corrections are handled

Pages about a market this fast-moving will contain mistakes. The useful question is what happens then.

1. Report it. Write to info@cryptoloanshq.com with the page, the sentence and a link to the source that contradicts it. A firm writing about its own terms should say which of its pages sets them out.
2. It is checked against the source, not against the complaint. A correction is made because a primary source says otherwise, not because someone objects to what a source says.
3. The page is fixed and re-dated. The sentence is corrected or removed, the last-reviewed date and the structured data are updated together, and the sitemap is regenerated.
4. A material correction is described on the page. Where a correction changes what a reader would have decided, the page says what was wrong and when it was put right, rather than quietly replacing the words.

A firm that believes a page misstates its published terms gets the same treatment as anyone else: its own current page decides it. No firm can have a factual statement removed because it prefers different wording, and no payment changes that. The site's status is in the legal notice; what happens to an enquiry is in the privacy notice.

Who writes these pages, and who reviews them

Every byline on this site reads “By Crypto Loans HQ”. That is the honest form, and it will stay until it can be replaced by something better.

There is no named individual reviewer, and no review board, advisory panel or editorial committee. Describing one would take a paragraph and cost nothing, which is exactly why so many sites in this market have one. None exists here, so none is described. No individual is named anywhere on this site, and the about page says so.

What can be said now is what the pages themselves show: every load-bearing statement carries a link to the document it came from, so a reader can check the source rather than the author. That is a weaker signal than a named expert and a more useful one than an invented expert.

• About Crypto Loans HQ
• How we are paid
• All guides
• Glossary
• Who we work with

Primary sources

• Internal Revenue Service: Notice 2014-21 (notice dated 25 March 2014)
• HM Revenue and Customs: Cryptoassets Manual, CRYPTO61640 (updated 28 November 2025)
• In re Celsius Network LLC, Case No. 22-10964 (MG), Corrected Memorandum Opinion, 9 November 2023 (US Bankruptcy Court, Southern District of New York)
• MARA Holdings: Form 10-Q for the quarter ended 30 June 2026 (filed 6 August 2026)
• Financial Conduct Authority: cryptoasset financial promotions (updated 6 February 2026)
• Figure: crypto-backed loans FAQ (accessed September 2026), the page whose internal contradiction is described above